# Non-Recourse Loan Platform

> A client portal for applying for and managing non-recourse loans backed by self-directed retirement accounts using custodial IRA, IRA LLC, IRA Trust and Solo 401(k).

## What is a Non-Recourse Loan?

A non-recourse loan is a loan where the lender's only recourse in the event of default is the collateral securing the loan — typically real estate held inside a self-directed IRA or 401(k). The borrower's personal assets are not at risk.

## Who This is For

- Investors using custodial IRA, IRA LLC, IRA Trust and Solo 401(k) to purchase real estate
- Borrowers seeking financing for investment properties held within retirement accounts
- Clients working with self-directed IRA custodians (e.g., Equity Trust, Millennium Trust). Also using custodial IRA, IRA LLC, IRA Trust and Solo 401(k).

## What the Platform Does

- Guides applicants through a two-phase loan application process
- Collects borrower, entity, property, financing, and retirement account information
- Manages document uploads and custodian coordination
- Provides real-time application status tracking from submission through funding

## Application Process

1. Phase 1: Initial application (borrower info, property info, financing details)
2. Term sheet review and signing
3. Phase 2: Full application (entity details, custodial IRA, IRA LLC, IRA Trust and Solo 401(k) information, compliance disclosures)
4. Underwriting and document collection
5. Approval and closing coordination

## Key Pages

- [Home](https://soleralending.com/)
- [Privacy Policy](https://soleralending.com/privacy)
- [Terms of Service](https://soleralending.com/terms)